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Wellbeing Strategy · April 2026

A wellbeing strategy isn't a score.
It's a management system.

In 2026, most UK employers still don't have a formal wellbeing strategy. Most of the ones who do have one that doesn't actually run. Here's what changing that looks like, and why the job falls to your benefits broker.

43%
of UK companies have no formal wellbeing strategy
18%
think their benefits are the strategy
9.4d
average UK sickness absence, 2025. A 15-year high.

The standard response to the numbers above is a maturity assessment. You score yourselves. You get a level. You get recommendations. You get a PDF.

That isn't a strategy. It's a diagnostic dressed as one, and the sector has been measuring maturity while health outcomes deteriorate.

A strategy that runs has four components a maturity score doesn't.
01
Evidence-based
Built on real workforce data, not a self-reported questionnaire. Continuous JD-R measurement, linked to actual benefits utilisation and absence outcomes.
02
Legally grounded
Mapped directly to HSWA 1974, MHSWR 1999, Equality Act 2010, ERA 2025, and ISO 45003. Auditable and defensible, in an employment tribunal or a regulatory challenge.
03
Continuously executed
Not annually reviewed. Rules running inside the system, so when a team shows sustained high workload plus low control, the manager is notified with the policy and the evidence-based response attached.
04
Named governance
An accountable owner with a written remit, a steering group that meets on a cadence, a board-ready review cycle, and an annual Compliance Pack. Without this, it's a document. With it, it's a management system.

Most organisations buy the broker, the wellbeing app, the occupational health provider and the engagement platform separately. Each sells in. Each renews. None of them owns the strategy above them. The HR team inherits the coordination problem.

Frankly, that's the wrong shape.

The benefits broker is already the regulated partner with the insurer data, the renewal conversation, the claims trends, and the relationship with the people who design the reward package. That's the natural place to orchestrate a wellbeing and people strategy. Every other piece becomes a module that plugs into it.

The strategy is the operating system. Benefits, insurance, comms and rewards are apps that run on it.

Alltoogether is a wellbeing strategy-led benefits broker. FCA-regulated. Commission-only. We build the formal strategy, and run the infrastructure beneath it. There's no separate management fee. That's bread and butter stuff we think every broker should be doing in 2026.

Read the Blueprint.

The 2026 Wellbeing & People Strategy Blueprint is a longer working document. Full legal mapping, evidence-linked strategy blocks, and worked examples for common risk profiles.

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- Zak

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Zak Fenton leads Alltoogether. He spent the best part of twenty years inside two of the largest employee benefits brokers in the world before completing an MSc in Workplace Health and Wellbeing at the University of Nottingham, where he graduated with distinction. Alltoogether is an FCA-regulated employee benefits broker (FCA 946194).