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Sector insight

The pressure picture in real estate right now.

Commission-heavy compensation means financial anxiety is baked into the role, even in good months. Deal dependency, market volatility, and the feast-or-famine pattern of property cycles create a chronic low-level stress that rarely gets named. Benefits that include financial coaching, income protection, and EAP support are directly relevant, but only if people know they have them.

What this looks like for real estate businesses

Seven things your
business should have
as standard.

01
Commission-only broking

One fee structure. Commission from insurers, included in every premium whether you use a broker or not. No management fee, no platform fee, no advisory fee on top.

02
Benefits people actually know about

Every employee sees what they have, how to use it, and what's changed - throughout the year, not just at enrolment. PMI from Bupa, Aviva, AXA Health or Vitality. EAP counselling. Mental health pathways. All made visible.

03
Financial wellbeing measured directly

Commission-heavy compensation creates financial variability. The IWE includes the Financial domain, measuring financial stress and security directly alongside mental, physical, and work wellbeing. You'll see where financial anxiety is building before it becomes turnover.

04
Right-sized for growing businesses

Real estate businesses range from 20-person independents to large corporates. Same platform, same model, same FCA-regulated service regardless of size. Scale up without changing brokers.

05
Data your leadership will act on

When presenting wellbeing investment to the board, you need statistically reliable, benchmarked data - not a qualitative survey. The IWE delivers research-validated measurement across mental, physical, financial, and work wellbeing domains. HSE benchmarked. Team-level detail.

06
Insurance spend that actually works

Real estate businesses can spend 150,000-500,000+ annually across PMI, GIP, GLA, and supplementary benefits. EAP utilisation sits below 10% at most organisations. The IWE identifies need, matches it to existing policy services, and shows the employee exactly how to access support - turning passive spend into active pathways.

07
HRIS integration, not spreadsheets

Connect your HRIS and starters are enrolled on day one, leavers removed automatically. Where your HRIS holds sickness absence data, we pull it into the IWE dashboard so you can see absence patterns alongside your broader wellbeing picture. No manual updates.

What's included
as standard

Everything below is part of the service. No extras. No add-ons.

  • FCA-regulated broking (commission-only)
  • Employee benefits platform and hub
  • Year-round benefits communication
  • Total reward statements
  • Intelligent Wellbeing Engine (IWE) - Health Screener, JDR assessment, three dashboards
  • Dynamic signposting to existing policy services
  • HRIS integration
  • Dedicated support - no rotating account managers

Getting started

Takes a letter of appointment and a standard data export - approximately two minutes. Or we integrate directly with your HRIS. We'll have everything live before you've formally switched anything.

Ready to see what this looks like?

Find out if we're
a good fit.

Four questions. Under three minutes. We'll tell you honestly whether Alltoogether is right for your business.