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Sector insight

The pressure picture in engineering and manufacturing right now.

Physical risk gets measured. Psychological risk largely doesn't. Your people are managing MSK strain, shift pressures, and a workplace culture where asking for mental health support still carries stigma. Most won't access an EAP voluntarily. The IWE removes the barrier. It's a structured check-in, not a self-referral, and it surfaces need without requiring anyone to raise their hand.

What this looks like for engineering and manufacturing

Seven things your organisation should have as standard.

01
Commission-only broking

One fee structure. Commission from insurers, included in every premium whether you use a broker or not. No management fee, no platform fee, no advisory fee on top.

02
Benefits people actually know about

Every employee sees what they have, how to use it, and what's changed - throughout the year, not just at enrolment. PMI from Aviva, Unum, GIP. EAP counselling. Mental health pathways. All made visible to desk-based and non-desk workers alike.

03
Physical and mental demands measured together

MSK is your biggest claims category. Mental health is underserved. The IWE measures physical demands, emotional demands, and recovery time using the JDR framework across engineering, production, site, and office teams. Managers see aggregated team data, never individual scores.

04
Reaching non-desk workers

Not everyone sits at a laptop. Communication designed to reach shop floor, site, and field teams through multiple channels - not just email. Posters, toolbox talks, team briefings, mobile-first messaging.

05
Data leadership will act on

When presenting business case on people risk, you need statistically reliable, benchmarked data - not sentiment surveys. The IWE delivers research-validated measurement across physical, mental, financial, and work domains. HSE benchmarked. Function-level detail.

06
Insurance spend that actually works

A mid-size manufacturer might spend 100,000-200,000 annually across PMI, GIP, and EAP. EAP utilisation sits below 10% at most organisations. The IWE identifies need, matches it to existing policy services, and shows the employee exactly how to access support - turning passive spend into active pathways.

07
HRIS integration, not spreadsheets

Connect your HRIS and starters are enrolled on day one, leavers removed automatically. Where your HRIS holds absence data, we pull it into the IWE dashboard so you can see absence patterns alongside your broader people risk picture. No manual updates.

What's included as standard

Everything below is part of the service. No extras. No add-ons.

  • FCA-regulated broking (commission-only)
  • Employee benefits platform and hub
  • Year-round benefits communication
  • Total reward statements
  • Intelligent Wellbeing Engine (IWE) - Health Screener, JDR assessment, three dashboards
  • Dynamic signposting to existing policy services
  • HRIS integration
  • Dedicated support - no rotating account managers

Getting started

Takes a letter of appointment and a standard data export - approximately two minutes. Or we integrate directly with your HRIS. We'll have everything live before you've formally switched anything.

Ready to see what this looks like?

Find out if we're a good fit.

Four questions. Under three minutes. We'll tell you honestly whether Alltoogether is right for your organisation.