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A different kind of benefits broker

The other
51 weeks.

A renewal is one point in the year. The rest is where benefits either work or become another job for HR. We built Alltoogether around the work between renewals: the broking, a platform your people actually open, and the Intelligent Wellbeing Engine.

51weeks a year we work for you, not one
2named contacts who know your arrangements
MODULARstart with what you need
3questions a fortnight, under a minute
5+people before any result appears

Our broking is paid by commission from the insurers. Appointing us does not add a fee or a new cost line, and we set out the specific arrangement in writing before you commit to anything.

If this is relevant now
The 12 things a broker should do between renewals → See what your policies may already include → Take a guided platform tour. No call needed →

Useful before a decision. A conversation is there if you want one.  Book 30 minutes with Zak and Rachel →

Why they matter

A renewal is an insurance event. The other 51 weeks are the moments people need help.

Someone who needs physio before a bad back becomes an absence. A family needing the bereavement support that came with the life cover. A new parent trying to work out whether their partner is covered. A manager who wants to help and does not know what exists. HR, trying to answer a claims question from a document written for an insurer.

Every one of those moments should have a clear route to help. It should not depend on HR remembering which insurer holds which policy. That is the work we take on.

The broking, year round

A service you can see, not a reappearance.

Two named contacts who know your arrangements. We take on the insurer administration, joiners and leavers, claims and provider queries, and run renewals to a timeline you can see months out, so nothing arrives as a surprise.

Insurer data handling is our job, not your team's. The renewal is planned before it becomes urgent.

Read the 51-Week Standard →

manage.alltoogether.com
The Alltoogether HR portal dashboard: people, policies, pending leave and live wellbeing at a glance

Live capture, demonstration organisation. It shows available modules. Your organisation chooses what to switch on; employees only see what has been set up for them.

Take a guided platform tour. No call needed →

The platform, included with the broking

One place your people actually open.

An employee benefits hub with your branding: every membership, documents and how to claim, Total Reward, and the support already included with your cover made visible, so HR stops being the search engine for the package. No platform fee.

A platform built around your scheme, not a suite you have to adopt.

Use only what is useful. The platform is modular: choose the benefits hub on its own, add the modules that help your team, or use it alongside the HR system you already have. Employees only see what has been set up for them.

Start with benefits. Add only what earns its place.

Start with · benefits hub, cover, claim routes, the support already included
Add if useful · Total Reward, wellbeing evidence, leave, documents
Keep where you prefer · the HRIS or payroll system you already run

The full set is on one page →

app.alltoogether.com
The Alltoogether employee app home: wellbeing, supports available through your benefits, quick actions, leave and what is new

Live capture, demonstration organisation

The Intelligent Wellbeing Engine · free for UK employers

Know how your people are doing. Never who.

Nine questions once, so there is a baseline. Then three a fortnight, under a minute, by email or a web link. Results only ever appear as averages of five or more people; below five, nothing is shown at all.

How the organisation is doing, never how anyone in it is doing. Non-clinical, free, and separate from any purchase of insurance. How the Engine works →

manage.alltoogether.com · wellbeing
The wellbeing dashboard: index, four domains, trends and participation, always aggregated

Live capture, demonstration organisation. Every employer view carries the five-person floor.

On the money

Commission funds it. We think it should fund more.

Our broking is paid by commission from insurers. Appointing us does not add a fee or a new cost line, and we set out the specific arrangement in writing before you decide.

We think that should fund more than a renewal conversation: the work that makes benefits practical through the year, helping HR run them, helping employees find and use them, and giving employers a clearer organisation-wide picture.

No rush

You may not need to change broker today.

But you can still see what good looks like, check what your policies already include, and see how the platform works. When it is time to talk about your arrangement, you can book time with Zak and Rachel, or reply directly.

Useful on their own, no signup: the included-services checklist · the Intelligent Wellbeing Engine

The people who run it

Meet the people who run the other 51 weeks.

Zak Fenton, founder, Alltoogether
Zak Fenton
Founder
Rachel Connell, Senior Employee Benefits Consultant, Alltoogether
Rachel Connell
Senior Employee Benefits Consultant

Zak and Rachel are the people you would meet first. They stay close to the work.

Zak leads the relationship, the benefits strategy and the wider programme: what is changing, what matters next, and how the service should work for your people.

Rachel leads the benefits work around the policies: renewals, insurer relationships, joiners and leavers, claims, and the details that otherwise end up back with HR.

Behind them is the team that builds and maintains the platform. You will know who is accountable for your scheme.

Book 30 minutes with Zak and Rachel →

Bring the question you have now. We will start there.

Prefer email? Reply to the message that brought you here.

Where to start

Check whether it is happening now.

You do not need a renewal, a meeting or a decision to use any of this. The Standard is the test we would want to be held to. The checklist shows what your policies may already cover. The tour shows what your people would actually open.

The 12 things a broker should do between renewals → See what your policies may already include → Take a guided platform tour. No call needed →

Planning next year’s renewal? We map it months out, so the decision does not become urgent. See how renewal planning works →

Want to talk through your own setup? Book 30 minutes with Zak and Rachel →
Or reply to the email. You will get Zak, not a form.

© 2026 All Toogether Ltd t/a Alltoogether. Company number 14775309, registered at Jactin House, 24 Hood Street, Manchester, M4 6WX. FCA Financial Services Register number 946194 (All Toogether Ltd is an appointed representative of Sante Partners Ltd, FRN 914023). Insurance broking is a separate, regulated service; our broking is paid by commission from insurers. The Intelligent Wellbeing Engine is not a regulated service, and no survey result is ever used to underwrite or price insurance.