Platform The IWE Benefits Sectors Resources How It Works About Book a call
Meet the new Alltoogether

We rebuilt
the whole thing.

The broker you spoke to is still here. Everything around the broking is new: a platform your people will actually open, a service year written down, and a free wellbeing check-in. Same commission you already pay. Nothing on top. Scroll. It's a lot.

Set up your free workspace → Prefer a human? Request a benefits review

No card, no sales call. See the platform yourself in a few minutes; the free check-in is inside it.

30+modules, live, included
51weeks a broker should show up
2names. The same two, every year
1signature per policy to move. We do the rest
£0platform fee, ever
Why we exist

Broking has worked the same way for decades. We thought that was indefensible.

Then

Place the cover. Take the commission. Reappear at renewal. That's the model most of the industry still runs, and it's what most employers are paying for without ever being asked.

Now

The commission is already in your premiums, so the question is what you get for it. Our answer is everything on this page, included as standard, none of it an upsell.

51weeks a year we work for you, not one
2named people. Same two, every year
1signature per policy to appoint us. Nothing else
£0platform fee. Not a trial, not a tier
3questions a fortnight, under a minute
5+people before any result appears
The employee app · app.alltoogether.com

One app for everything their employer provides.

Every employee sees only what they're actually a member of, kept current through every renewal. Sign-in by work email or your single sign-on: nothing to forget, reuse or phish. Your name and logo on it, on any device.

Wellbeing, benefits, leave, recognition and Total Reward in one place. And an in-app chat answered by our benefits team, so "how do I claim?" stops landing on HR's desk.

app.alltoogether.com
The Alltoogether employee app home: your wellbeing, supports available through your benefits, quick actions, leave, birthdays, results and what is new

Live capture, demonstration organisation

Your benefitsEvery membership, cover detail and how to claim.
Hospital finderWhich hospitals their PMI cover permits.
Beneficiary formsLife assurance nominations in-app: download, complete, upload back. No paper chase.
Plain-English glossaryTap any term: excess, inpatient, deferred period.
Total Reward statementWhat the whole package is really worth, live.
Your supportEAP, virtual GP and every service your insurers include, one directory.
manage.alltoogether.com
The Alltoogether HR admin portal dashboard: active employees, active policies, pending leave, wellbeing pulse, recent joiners, leave requests and quick actions

Live capture, demonstration organisation

The HR admin portal · manage.alltoogether.com

And one portal for the team running it all.

People, policies, pending leave and live wellbeing on one dashboard, with renewals and reports a click away. Every renewal visible; none arrives as a surprise. Insurer data handling is our job, not yours.

Modules, not editions. Every feature is a switch we turn on or off for your organisation. Turning one on later is a sentence in an email, not a project or a quote. Nothing here is a hidden tier or an upsell.

Management dashboardPeople, policies, leave and wellbeing at a glance.
Employee directoryFull records, filters, quick edit, CSV export.
Employee invitesOnboard one person or hundreds in a click.
Departments & locationsDefine once; feeds directory, audiences, reports.
Leave managementApprovals, balances, carry-over, sickness record.
Line manager viewTheir own team's leave and nothing else, enforced.
Hidden value

Your insurers already give you more than insurance. We make sure people know.

Almost every insured benefit comes with support services your people could be using today. Day one for us: pull every one of them out of the policy small print and into the app, in plain English, next to the benefit it belongs to.

With private medical, typically

A 24/7 virtual GP. Direct access to mental health support without a GP referral. Health assessments and gym discounts. An employee assistance programme. Second medical opinion services.

With group life, typically

An employee assistance programme with counselling. Bereavement and probate helplines. Support for families as well as employees. Wellbeing app access, at no extra cost.

With income protection, typically

Vocational rehabilitation and return-to-work support. Early-intervention physiotherapy. Manager support lines. Mindfulness and wellbeing app access.

Exactly which services you hold depends on your insurers and policies. Surfacing yours, accurately, is the first job we'd do.

The check-in · free for any employer

The engagement survey you keep meaning to run? Consider it running.

Three questions about work and wellbeing every fortnight, under a minute. They come from a set of nine: the same two every time, plus one that rotates through the other seven. The first time, your people are also offered two optional sections, about them and about their health, each behind its own consent tick, so everyone answers as much or as little as they like.

Results only ever appear as averages of five or more people.

Individual answers are never visible to the employer, or to us. Anonymity people can verify is why participation holds up, and why the data is worth acting on. The check-in reaches people by email and a shareable web link.

Set up your free workspace →How the check-in works
manage.alltoogether.com · wellbeing
Organisation wellbeing overview in the admin portal: the index with its confidence range, a plain-English read, participation, UK comparison and the score over time, all as anonymised averages of five or more people

Live capture, demonstration organisation. Every employer view carries the five-person floor.

3questions

From a set of nine. Two fixed, one rotating, so round-on-round trends are real measurement.

<1minute

No login. By email and a shareable web link.

£0no card, no sales call

Free, and open now. Your first picture arrives as soon as five people have answered. Broking is our funding model; the check-in is free and is not conditional on any insurance purchase.

wellbeing · what we measure
What we measure: job satisfaction, burnout, intention to leave, work demands, benefits awareness, financial confidence and work ability, each with its confidence range

What we measure: each domain with its confidence range, sorted lowest first.

wellbeing · your people
Your people, in aggregate: the anonymous shape of the workforce from the welcome survey, including caring responsibilities, long-term conditions, what people want help with and support preferences

Your people, in aggregate: the anonymous shape of your workforce, from the one-off welcome survey. Nobody else gives you this.

The Intelligent Wellbeing Engine is a non-clinical wellbeing check-in. It is not a medical device, does not provide clinical assessment, screening or treatment, and is not a substitute for professional care. If you or someone in your organisation needs urgent support, contact your GP, call 999 in an emergency, or call Samaritans free on 116 123. No survey result is ever used to underwrite or price insurance.

The service

We do the heavy lifting. You stay close to the decisions.

Every week

Joiners and leavers handled directly with each insurer. If a claim hits a problem, you make one call and we take it up with the insurer until it's resolved. Questions answered by a named person who knows your schemes, not a ticket queue.

Months before each renewal

Your renewal timeline opens in the platform, on the same screen our team works from. Every policy, every renewal date, every rate guarantee. Nothing arrives as a surprise.

At every renewal

Each line is reviewed at its own renewal. We track every rate guarantee, some run two or three years on group protection, so the market is tested when it can actually move your terms. You decide; we place it and tidy up after.

A year that runs on rails, not reminders.

13 months outPre-renewal review
26 to 8 weeks outTerms drop, quotes chased weekly
3Within 2 weeksYour report: one recommendation
4The final weekLocked down, nothing auto-renews
5Renewal dayPlaced, in the platform day one
614 days afterCooling-off watched
The measure of a broker isn't the placement, it's the other 51 weeks. Behind this sits a written cadence for every insurer we place with: who is contacted, when, and what happens if they go quiet. Nothing waits on someone remembering.

Insurance broking is a regulated service · Alltoogether, FCA Financial Services Register 946194.

Your account team

Two names. The same two names, every year.

ZF
Zak Fenton
Founder · your account lead

Your first call on wellbeing and strategy: the check-in, Total Reward, benefits design, and where the whole programme goes next. The person you met is the person you keep.

RC
Rachel Connell
Senior employee benefits consultant

Runs everything renewal-shaped: market reviews, the renewal timeline, insurer negotiations, claims reports, joiners and leavers. If it touches a policy, Rachel has it in hand.

No revolving door

No account-manager carousel, no re-explaining your schemes to a stranger every spring, no "your new contact will be in touch". Your team knows your history because they were there for it, and that doesn't change.

The cost

No fee on top of the commission you're already paying.

How we're paid

Like your current arrangement, our broking is paid by commission from insurers, already built into the premiums you pay today. Appointing us adds no fee and no new cost line. What changes is what you get for it.

What's included, at no platform fee

Broking clients get the whole platform: the employee app, the admin portal, Total Reward statements, documents, and the wellbeing check-in. Not a trial, not a tier: the platform is how we do the job.

On pricing, we'll be straight with you: at each renewal we challenge your terms and, wherever a line is out of its rate guarantee, test the market. Outcomes depend on your claims experience and the market; no broker can honestly guarantee savings, and we won't pretend to. What we guarantee is that your schemes are never left to auto-renew unexamined, and that when staying put is the right answer, we'll tell you so.

Alltoogether, FCA Financial Services Register number 946194.

Switching

Moving broker is a signature per policy. The rest is our job.

1

A signature per policy

You sign a letter of appointment for each policy. That's the entire ask. Your cover, your insurers, your premiums and your renewal dates all stay exactly as they are: appointing a broker changes who works for you, not what you hold.

2

We take over

We notify each insurer, take over the servicing of every policy, and build your renewal map so the next 12 months are visible from day one. Your old broker needs nothing from you either.

3

Your people see it

We connect your HR system, load your policies, and invite your team to the app: sign-in by work email, your logo on it, benefits mapped. Typically live within weeks, timed around you.

The whole list of what we need from you: a signature per policy, your renewal dates, and an HR system connection (or a spreadsheet, we're not fussy). If you want broking you don't have to think about, this is where that starts.
What hasn't changed

Renewals negotiated, claims chased, questions answered by people you know by name.

That was the job before and it's the job now. What changed is everything around it.

"Working with Zak and the team at Alltoogether has already been a breath of fresh air. The usual barriers and obstacles with communication and response times with larger benefits brokers is not an issue that we face anymore; no query is too big or small."Jess Tymms, Head of HR · Eunomia
"Their commitment to excellence, knowledge, efficiency and remarkable patience truly set them apart from other brokers. Their personal touch made the entire experience not only smooth but enjoyable."Hayley Meehan, HR Manager · Ideal Building Systems
Next steps

There's a better way. Here's how it starts.

Set up a free workspace and see the platform yourself, no call needed. When you want the broking to go with it: share your renewal dates and we map your first year with us. A signature per policy, and the service on this page becomes your default, not your wish-list.

Set up your free workspace → Request a benefits review → Or just reply to Zak

© 2026 All Toogether Ltd t/a Alltoogether. Company number 14775309, registered at Jactin House, 24 Hood Street, Manchester, M4 6WX. FCA Financial Services Register number 946194 (All Toogether Ltd is an appointed representative of Sante Partners Ltd, FRN 914023). Insurance broking is a separate, regulated service; our broking is paid by commission from insurers. The wellbeing check-in is not a regulated service, and no survey result is ever used to underwrite or price insurance.