The other 51 weeks
are the job.
A benefits scheme gets bought in one week of the year. It gets used - or not - in the other 51: a claim that gets stuck, a joiner file that needs sending, an employee who does not know which number to call, a renewal that arrives urgent because nobody was watching it. We built Alltoogether around those weeks.
We broker your insurance benefits and give your people the software to find and use them. The platform, year-round service and the Intelligent Wellbeing Engine are the baseline, not an upsell - and the insurers pay us the same commission they pay any broker.
See how we work →The benefits a company buys are only worth what its people use, and keeping them used is a year-round job, not an annual transaction. We're paid the same commission as any broker. We just decided to earn it across the whole year, and to build the software and the service that make the benefits work. Do that well and you stay. That is the whole model.
Zak Fenton, Founder
Real people.
No call centres.
No runaround.
When you work with Alltoogether, you work with us, directly. No account managers reading from scripts. No "I'll get back to you" that never comes. Just a small, senior team that knows your business and picks up the phone.
Works on cover design, wellbeing measurement and what comes next. Years inside employee benefits at both intermediaries and insurers - which is where the conviction about the other 51 weeks comes from.
Runs the year: renewals, insurer conversations, claims reports, joiners and leavers. Almost a decade advising SMEs on employee benefits, hands-on across design and implementation. If something is stuck with an insurer, it is usually Rachel who unsticks it.
Builds the platform in-house. Two decades engineering software across the public and private sector. When a client needs something the software does not do yet, it gets built rather than added to a wishlist.
Keeps the Alltoogether OS safe and secure. 40+ years designing high-availability, high-performance computing systems. Experience includes the UK National Insurance System, US and Middle Eastern immigration systems, and tier 1 banking platforms.
Shapes everything you see: brand, voice, and visual identity. 40+ years in the creative industry spanning brand strategy, design and storytelling. Speaker and guest lecturer. Brings the Alltoogether brand to life and ensures we communicate clearly across every channel.
The office also answers to three Labradors. They contribute nothing and are essential.
Chocolate lab. Brings a football to every meeting. Has never read a policy document but maintains exceptional team spirit.
Black lab. Still in training, both for obedience and for not chewing the compliance manuals. Excellent listener.
Not different
for its own sake.
Different for yours.
Every differentiator below is a direct response to something that's wrong with how most employee benefits brokerage works. We didn't invent these distinctions. We just chose not to ignore them.
Book a 30-minute review →We operate as an appointed representative of Sante Partners Ltd, a specialist health, protection and employee benefits compliance house. So full FCA protections and a proper complaints process sit behind every recommendation, not just a contract.
We're paid by the insurers, the same as every broker. We don't charge a management fee, platform fee, or advisory fee on top. Ever.
Your employee benefits hub, total reward statements, and year-round communication campaigns, all included. Not a premium add-on.
The IWE uses validated, research-grounded measurement, not an NPS survey or an engagement score: wellbeing and work-design measures built on the Job Demands-Resources framework, non-diagnostic by design. Included as standard.
Three things
we never
compromise on.
We tell you exactly what we earn from your policies. We tell you when we think you should switch providers. We tell you what's working and what isn't. No hidden fees, no buried small print.
Every wellbeing claim we make is backed by validated research. The IWE uses validated thresholds, not gut feel. We report effect sizes, not vibes. In a world of fluffy HR metrics, we do actual measurement.
We're not a vendor you review at renewal. We're a partner you build with, continuously finding ways to get more from what you already have, and bringing new thinking as your organisation evolves.
Let's talk about
your business.
30-minute call. We'll review your current benefits, tell you what we'd do differently, and let you decide if it's worth switching.